Very small businesses, SMEs and the self-employed.
The finance leaseThe finance lease is an added value or a growth strategy. It is a form of financing more and more popular for the acquisition of assets. It allows you to benefit from repayment terms over several months and monthly payments are an expense, therefore, deductible.
Operation of the finance leaseThe operation is very simple (see the five steps in the CUSTOMERS AREA)
You only have to complete the credit application (on one page), and you'll receive an answer in the shortest delays.
What are the advantages to be gained?The three main advantages to the finance lease are:
-The protection of your capital. (Your margin remains intact)
-The monthly rents are tax deductible. (Expenses for tax purposes)
-Sales tax will not apply when purchasing equipment.
Leasing is a financing solution for funding available to all businesses and particularly SMEs, very small and independent workers. It is a flexible financing solution, fast, simple and effective. It is far better to preserve your ability to borrow from banks for the needs only they only can fund.
For our customers, we offer:| -Fast and personalized process; |
| -Protection of working capital; |
| -Fixed monthly payments that are a tax deductible expense; |
| -Taking into account operational and seasonal constraints; |
| -Personalized support throughout the process of acquiring and financing; |
| -Process of your file within 24 hours of credit application. |
Documents to bring for a request:
| INDIVIDUAL BUSINESS | | INCORPORATED BUSINESSES |
| If in business for two years or less: | | If in business for two years or less: |
|
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-Commercial demand, duly completed and signed | | -Commercial demand duly completed signed; | | -"Self-employed" demand (with personal assessment) | | -"Self-employed" demand (with personal assessment) |
| - Last three months bank statements* | | -Last three months bank statements * |
| If in business for more than two years: | | If in business for more than two years: |
|
| -Commercial demand, duly completed and signed | | -Commercial demand duly completed and signed; |
| -Financial statements (if demand exceeds $ 20,000) | | -"Self-employed" demand (with personal assessment) |
| -Last three-months bank statements* | | - Financial statements (if demand exceeds $ 20,000) |
| | - Last three-months bank statements * |
* These documents may accelerate the process of acceptance. It is preferable to provide them at all times.